My mother meant well. She wanted what she thought was best for me.
After college graduation (I did not take up Accountancy by the way. It is a long story why I did not.) I landed a good job in I.T. I can still remember my delight when I signed my offer letter. Gosh I would be earning a monthly pay of 10,000 pesos. 12 years ago that was huge!
But no one told me about the tax, other deductions and monthly bills I had to face with. I was also too weak to embrace the lifestyle upgrades that went along as the salary increased; Starbucks, regular movies and dining outs with friends, spa and salon sessions, and mall sales to name a few. I was lured to spend, spend and spend my money up to the point of using the shiny evil (yes, evil!) credit card when I ran out of cash.
Oh it was fun. Shopping was definitely fun. I was never afraid to spend. But reality bit me in the ass after I got married...
I moved to Kuwait to be with my husband. Sadly it took me a long time to find a job. I was jobless for 5 months. As soon as the monthly pay check stopped coming I realized I could not afford to be out of job. I had bills to pay for my back in the Philippines. My husband gladly offered to help me out but my pride would simply not allow it. I only caved in when my savings ran out.
It was then that I decided never ever to go through that again. If there will come a time I have to quit my job or I get laid off, I should have another source of income that will yield enough for my monthly expenses - an income replacement so to speak.
So I joined Bo Sanchez’s TrulyRichClub to grow our knowledge in handling our finances and to learn the multiple ways of earning passive income. Now I am investing regularly in the Philippine stock market.
I highly recommend that you also join Bo Sanchez’s TrulyRichClub. It has helped me tremendously. The wealth of information that I learned from the newsletters and talks is priceless. It has given me hope that I do not have to be stuck in our 8 to 5 day jobs forever.
Actually it is possible that we can retire comfortably sooner than expected, to retire young. Imagine travelling to places you want to explore. Gosh I have that picture in my mind; To travel and travel while I am still physically able. Learn to grow in your finances too. Join the TrulyRichClub now.
No comments:
Post a Comment